• Diversify broadly across multiple countries, companies and types of asset (your portfolio should include thousands of different investments, not just a handful)
• Use investment managers that have a clearly articulated philosophy which is based on solid scientific research
• Keep the process as simple as possible and keep investment fees relatively low
• Invest for the long term and accept that a certain amount of volatility is necessary to achieve long-term returns that exceed price inflation. 
• Always hold sufficient cash for short term spending requirements or to deal with an emergency.

We are continuously monitoring and testing our approach to target the best outcomes for our clients.  As our fees are typically dependant on the value of your assets we have a common goal in growing and protecting your wealth.